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Message from the President


 I would like to express my sincere gratitude for your continued patronage of the Hokkoku Bank.

 Hokkoku Bank will transform into a holding company structure on October 1, 2021. A wide range of services will be offered through not only Hokkoku Bank but also Hokkoku Financial Holdings.

 Hokkoku Bank has been recognized as a safe, secure, and reliable bank brand for about 80 years. We have been entrusted by our customers with their invaluable deposits, to offer various settlement Payment solution service and assist them in their fund management. We will continue to strive together as an organization to earn our customer’s utmost confidence and trust in these traditional banking services.
 On the other hand, the social and economic environment has changed drastically, and the future of regional economies is unpredictable. In the highly regulated banking industry, the ability to embrace, adapt and excel in the face of rapid changes in business environment will allow to enhance ourselves beyond the conventional financial services. Hokkoku Bank's corporate philosophy is also shared by Hokkoku Financial Holdings. as its corporate philosophy: "Trust – a bridge to a fruitful regional future. Enrich interaction and growth in the region" In other words, the Hokkoku Bank exists to act for the benefit of people and the world, enriching the lives of individuals and society as a whole.

 Hokkoku Financial Holdings is consists of a total of 10 companies, including the Hokkoku Bank. We are planning to incorporate more companies in the future. We aim to enhance development of our operations while expanding various functions, including professional advisory for both retail and corporate, investment funds, business succession funds, investment banking such as revitalization funds, e-commerce websites, and systems companies that operate mainly on new technologies centered on cloud computing.

 However, the transition to a holding company is not solely intended to develop our business through Hokkoku Financial Holdings. We believe that the alliances and collaborations with local companies, governments, and with our various business partners will become more instrumental than ever. We are confident that we will be able to contribute to the development of local economies and societies by strengthening the dialogues with various counterparties and promoting collaboration beyond the region.
We appreciate and look forward for your continued support.